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2025 Useful New-Jersey-Real-Estate-Salesperson–100% Free New Test Online | Pdf New-Jersey-Real-Estate-Salesperson Version

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Real Estate New Jersey Real Estate Salesperson Exam Sample Questions (Q82-Q87):

NEW QUESTION # 82
The Freshwater Wetlands Protection Act of 1987 is a New Jersey law that:

A. restricts development of real estate in certain designated areas
B. empowers the New Jersey Department of Environmental Protection to acquire title to certain real estate for less than its fair market value through condemnation
C. requires environmental impact statements to be filed with the New Jersey Department of Environmental Protection before title to developed real estate can be transferred
D. requires the registration of residential development projects with the New Jersey Department of Community Affairs

Answer: A

Explanation:
The Freshwater Wetlands Protection Act (1987) gives the New Jersey Department of Environmental Protection (NJDEP) the authority to regulate activities in freshwater wetlands and transition areas (buffer zones). Its primary purpose is to restrict development in wetlands and certain protected areas to preserve environmental resources.
It does not require environmental impact statements prior to transfer of title, does not authorize below-market condemnation, and is unrelated to DCA residential project registration.
Reference: New Jersey Real Estate Salesperson Pre-Licensure Course Guide, Chapter on Environmental Issues; Freshwater Wetlands Protection Act, N.J.S.A. 13:9B-1 et seq.

NEW QUESTION # 83
A licensee must provide disclosure of licensed status when acting as a principal if

A. the agent of the other party asks about this specifically.
B. any relative of the licensee has ever lived in the residence.
C. the licensee does not have errors and omission insurance.
D. the licensee has any economic interest in the property.

Answer: D

Explanation:
Under N.J.A.C. 11:5-6.4, any licensed New Jersey real estate broker, salesperson, or broker-salesperson must disclose in writing their licensed status when they have a direct or indirect ownership interest in property being sold, purchased, or leased. This is known as disclosure of economic interest.
The purpose of this regulation is to ensure the public is fully aware that they are dealing with a licensed real estate professional, who may have specialized knowledge or influence in the transaction. Disclosure must appear in the contract of sale, lease, or any offer made.
Therefore, the correct answer is C, since a licensee must disclose whenever they have an economic interest in the property.
Reference: NJREC Rules and Regulations, N.J.A.C. 11:5-6.4; New Jersey Real Estate Salesperson Pre- Licensure Course Guide, Chapter on Ethical and Legal Responsibilities.

NEW QUESTION # 84
A low loan-to-value ratio indicates a:

A. greater risk of foreclosure.
B. greater use of leverage.
C. lower equity in the property.
D. higher equity in the property.

Answer: D

Explanation:
The loan-to-value (LTV) ratio compares the loan amount to the property's value or purchase price.
A low LTV means the borrower made a large down payment.
This results in higher equity in the property and lower risk for the lender.
Conversely, a high LTV means lower equity and higher lender risk.
Correct answer = C: higher equity in the property.
Reference: NJ Real Estate Salesperson Study Guide, Chapter on Financing and Loan Concepts.

NEW QUESTION # 85
Which of the following statements would most likely be considered mere "puffing"?

A. This lot has the most beautiful view of the lake.
B. Children from this neighborhood have the highest SAT scores.
C. The utility costs in this home are lower than in any other home in the neighborhood.
D. This area is expected to increase in value by 25% within the next year.

Answer: A

Explanation:
Puffing = exaggeration or subjective opinion that no reasonable person would take as fact (e.g., "most beautiful view").
Statements of fact (e.g., predicted appreciation %, test scores, or utility costs) could be misrepresentation if untrue.
Thus, "This lot has the most beautiful view of the lake" = puffing.
Correct answer = B.
Reference: NJ Real Estate Salesperson Study Guide, Chapter on Ethics and Misrepresentation.

NEW QUESTION # 86
A licensee listed a house for $187,500, and a dual agency does not exist. A buyer is willing to offer $184,000.
The licensee explains that the seller will take no less than $186,500. The buyer agrees to offer $186,500. Did the licensee act properly?

A. No, the licensee should not have disclosed that the seller would accept less than the listing price.
B. Yes, to ensure acceptance of an offer, the licensee needed to disclose the lowest price the seller would accept.
C. No, the licensee should have accepted the first offer and persuaded the seller to accept it.
D. Yes, because the licensee persuaded the buyer to raise the price $2,500.

Answer: A

Explanation:
Under fiduciary duties of a seller's agent in New Jersey:
A licensee must act in the best interest of their client (the seller).
The agent cannot disclose the seller's bottom line or confidential financial information without the seller's explicit consent.
Disclosing "the seller will take no less than $186,500" violated confidentiality and the duty of loyalty.
Thus, the licensee acted improperly.
Reference: NJREC Rules and Regulations; NJ Real Estate Salesperson Study Guide, Chapter on Agency Duties and Disclosure.

NEW QUESTION # 87
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